Citizens in the Russian Federation began to go bankrupt 1.8 times more often / News / Nezavisimaya Gazeta

In the first quarter of 2021, the courts declared 40,569 citizens bankrupt, including individual entrepreneurs, which is 1.8 times more than in the first quarter of 2020, follows from the messages of arbitration managers in Fedresurs (Unified Federal Register of Bankruptcy Information, bankrot.fedresurs .ru).

In January-March 2020, the growth was 68% over the same period in 2019.

During the existence of the personal bankruptcy court procedure, from October 2015 to March 2021, 322,849 citizens became insolvent.

Citizens, as a rule, initiate their own bankruptcy, in contrast to companies, where creditors are more often the applicants. In the first quarter of 2021, in 95.3% of cases, citizens themselves filed a corresponding application, with the filing of creditors, bankruptcy began in 3.7% of cases, tax authorities – in 1%.

“Expansion of consumer bankruptcy initiated by the debtors themselves, in my opinion, is a natural process in conditions when the number of potential bankrupts is at least three times the number of those who have passed the procedure. Therefore, there are enough clients for preferential mortgages, restructuring and bankruptcy, “says Alexei Yukhnin, head of the Fedresurs project.

The leading regions in terms of the growth rate of the number of judicial bankruptcies of citizens in the first quarter of 2021 were Khakassia (an increase of 10 times – from 13 bankruptcies in the first quarter of 2020 to 130 in the same period of 2021), Crimea – seven times (from 15 to 104 ), Chechnya – 6.5 times (from 2 bankrupts to 13), Karachay-Cherkessia – four times from 13 to 51 bankruptcies.

In absolute terms, Moscow is leading – 2224 bankrupts in January-March 2021 (53.3% to the first quarter of 2020), the Moscow region – 2176 (+ 70.1%), Krasnodar Territory – 2109 (+ 79.3%), Samara region – 1887 (+ 97.4%), St. Petersburg – 1747 (+ 91.3%) and Bashkortostan – 1720 (+ 76.2%).


The article from the source


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